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Stuck with a 3% Mortgage? Here's How to Upgrade Your Philly Home Without Losing Your Rate

Stuck with a 3% Mortgage? Here's How to Upgrade Your Philly Home Without Losing Your Rate

Stuck with a 3% Mortgage? Here's How to Upgrade Your Philly Home Without Losing Your RateSmartytheRealtor
Published on: 13/01/2026

Upgrading your Philly home but don't want to lose your low 3% mortgage rate? Discover innovative strategies Philadelphia homeowners use to move up without sacrificing their great rate—including swaps, porting, seller incentives, and creative financing.

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